Alison Creamer
Phone:
757-652-8880
Mobile:
757-652-8880
Fax:
757-321-4374

Email

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Decision on a short sale in 30 days !

April 25th, 2012

Are you a distressed homeowner. Do you live in Hampton roads and don’t know what to do about your home ? Are you upside down in payment and facing foreclosure ? Our Real Estate team can help. If your loan is backed by Fannie Mae or Freddie Mac we have some great process doing shortsales. Below are new standards that will be followed with all new application started in June 15th. I f you are currently thinking about selling your home instead of lowing it to a foreclosure CALL US today ! Don’t wait don’t ruin your credit and don’t let fear hold you back.
Alison Creamer Realtor 757-652-8880
Keller Williams Realty
1709 Laskin Rd Virginia Beach VA
Licensed to sell Real Estate in the Commonwealth of VA

Shortsale

Beginning June 15, real estate agents working with distressed homeowners whose loans are backed by Fannie Mae andFreddie Mac should expect to receive a decision on a short sale offer within 30-60 days.

Number 1 complaint DECISIONS TAKE TO LONG !

1. Decision should be given with in 30 days of receiving the offer when applying under traditional short sale program , BRP or HAFA
2. If more then 30 days are needed servicers must provide the borrower with weekly status updates and come to a decision no later than 60 days from the date the BRP or offer was received.
3. If a counter is made by the servicer the borrower is expected to reply with in 5 days, the servicer has 10 days to reply to that.

Last year Freddie Mac completed 45,623 short sales, a 140 percent increase since 2009. Fannie Mae’s short sale completions shot up by 101 percent over the same period, totaling around 79,800 in 2011.

Source http://www.dsnews.com/articles/fannie-and-freddie-set-timeline-requirements-for-short-sales-2012-04-17?utm_source=twitterfeed&utm_medium=twitter

All the profiles a Realtor can and should have

April 4th, 2012

Today I was gathering up my marketing sites and ensuring my sellers are getting MAXIMUM exposure for the listng they have trusted me to market. I realized there are so many places we can send information to and allow buyer to search, and stumble across ads for homes. Here are a few places you can find our team listings

Http://www.Facebook.com/bzibeerealestate
Http://alisoncreamer.postlets.com/
http://www.trulia.com/profile/Bzibee/
http://www.zillow.com/profile/BziBee/
http://activerain.com/alisoncreamer
http://www.buyhamptonroadshomes.com/
https://twitter.com/bzibee
http://about.me/bzibee
http://bzibee.tumblr.com/
http://www.alisoncreamer.info/
http://pinterest.com/bzibee/

Each place is a unique way to either see homes or see who I am and what Im about. I encourage you to take a look and then see AM I THE REALTOR for you !

Facebook status !

February 29th, 2012

I had to vent sorry if this offends.
WOW, I never choose my current company because of LEADS or MONEY I choose it for the support training and development. Glad I made that bet. Even with all the IVF days off this past year I still managed to have an AWARD WINNING TEAM ! I wish other sales people would look at everything and not just a $ sign or a LEAD. KW is becoming #1 for a reason . To bad many will never understand, but the ones that do HOLD On BABY we are gonna RUN YOU OVER ! Just had to vent !

Oh how I love happy sellers

February 9th, 2012

I recently became the second listing agent for a home and have just been amazed at how stunned these sellers are at what I do for them. I dont think of what I do as special or hard. I just love media, marketing, sales and customer relationship. Here is a recent email from the seller who is now in Italy and cannot be in the area to “watch” ove the home sale.

Cool. Just gonna say it one more time, we appreciate you so much. You are responsive and on top of the market. I can’t express to you how much it helps calm my nerves knowing that you are keeping up with the market and are knowledgeable about what is going on. This experience is night and day, the communication, the marketing, the awareness of the market…all of it. I can honestly say that I trust your judgment and I no longer have the concern that I know more about selling a house than the realtor, which is a HUGE relief for me. I know I say it a lot, and trust me I am not usually effusive with praise, but I am so glad to have you right now.

I’m sure we will talk again soon. Thanks again!

Tasha ;o)

This is why most of what I do it repeat and referrals !

Baby Boomer Sellers- Here are some tips.

January 29th, 2012

Baby Boomer needs to sell home ! 

Here are some quick tips on getting your home ready for a younger crowd.
1. Ditch the drapes ! – YUCK its time to let the light in and make the room feel brighter lighter and show off its glory. Need privacy consider shades or custom blinds that are easy to open. Dont forget to CLEAN CLEAN CLEAN the windows its amazing the amount of film that is on a window and you may not even realize it.
2. Depersonalize the space – REMOVE the family photos. If your trying to appeal to a younger crowd they may not connect with the photo of you and your grandchild. They also wont connect with the photos of the kids growing up over the last 20 years. 
3. Update the bathroom lighting.- This is an easy fix DITCH the GLOBE lights.
4. COLOR – Its time to freshen the home up pick a neutral color and PAINT ALL of the rooms. Drop the pink, green, mauve, rose and blue. Go for a beige, or sand color.
5. Fresh the Front Entrance- Here is the FIRST impression. The first 30 seconds to make an impression. Landscape with easy to maintain flowers, clean the cobwebs wash the glass and if your front door can take it PAINT it or REPLACE it.

Its hard to part ways with your style and it could make you feel like your in someone else’s home. I say get used to it YOUR MOVING  anyway. Start thinking about where your going and look towards that future. No looking back !!!!! 

Lake Smith Terrace Community

January 15th, 2012

Located close to Shore and Independence Blvd. Lake Smith terrace is surrounded by Haygood point and Governors Square

Its a great place to live
Here is the Community page
http://www.lhgcl.org/
The Facebook Page
http://www.facebook.com/pages/Lake-Smith-Terrace-Haygood-Point-Governor-Square/136425963071092

December 2011 Recap Real Estate numbers

January 12th, 2012

http://www.buyhamptonroadsHOMES.com Bzibee Real Estate team is part of the Keller Williams Realty office located at 1709 Laskin Rd Va Beach Va 23455 Office. We work Virginia Beach , Norfolk, Chesapeake, Suffolk and Portsmouth Real Estate. Helping buyer and sellers with Real Estate. WE offer Distressed and Traditional sales plans.

Navagate Norfolk

January 12th, 2012

Just incase you have always wanted a birds eye view of Norfolk I have added this great link for you.

http://www.norfolk.gov/wayfinding/CombinedMap.asp

Virginia Beach named as best run city !

January 10th, 2012

Virginia Beach ….

Virginia Beach Named Best-Run City in America

Thursday, January 05, 2012 · 10:55 am
Virginia Beach today was named the best-run city in America by 24/7 Wall St., a financial news website.
The staff examined the 100 largest cities in the United States, reviewing the local economy, fiscal discipline and standard of living in each city. Among the criteria considered were crime, poverty, education and credit rating. “For the most part, the best-run cities manage their debt and resources well,” the website reported “The worst-run cities do not.”
24/7 Wall St. had this to say about Virginia Beach:
“Virginia Beach is, by our measurement, the best-run city in the U.S. Located on the eastern shore of Virginia, the city is one of the most prosperous in the country. Out of the 100 largest cities, it has among the 10 lowest violent crime, unemployment, and poverty rates, as well as among the 10 best for median income, high school graduation and health insurance coverage. Moody’s listed Virginia Beach’s three main strengths as a ‘large and diverse tax base stabilized by the presence of military bases,’ the city’s ‘strong and carefully managed financial position,and comprehensive financial policies and conservative budgeting approach.’ The city’s credit rating is a perfect AAA.”

Read the Full Story here http://www.247wallst.com/2012/01/05/best-and-worst-run-cities-in-america.

No I wont let you buy my condo with an FHA loan

January 9th, 2012

If your in the market to buy a condo I would suggest you, your agent or your lender check the FHA list first. You might not be able to get a FHA backed loan for the purchanse
Check here https://entp.hud.gov/idapp/html/condlook.cfm